If you've been injured and are out on disability, thinking about your finances can be stressful. On top of dealing with your health, you're forced to consider how to make ends meet while out of work.
Watching your finances closely and saving money are certainly effective ways to manage your finances while on disability, but there are also things you can do to earn additional income. Whether you're saving or gaining, in time, your finances will start to improve to ensure a worry-free life, which is super important when trying to heal from a disability!
The 20 websites highlighted below are great resources to help you out...
FIND DISCOUNTS AND DEALS
Each of the websites below will provide you with savings on everyday needs, enable you to generate money passively, or prepare you for evaluating your current financial situation.
- Mint – Track your finances online with Mint and keep a close eye on your income and spending. Link your bank and credit cards to your account during set-up and Mint does the rest. Budget and spending reports are delivered to your inbox each week, along with notices of when your bills are due. Mint also provides you with customized financial offers to help you choose the right credit card and investment account.
- GoodRx – Find the best prescription prices at your local pharmacy when using GoodRx. This site gathers prices, coupons, and savings tips for prescriptions at thousands of pharmacies based in the United States to help you avoid the high cost of prescriptions. Sign up and you'll receive a GoodRx Pharmacy Discount Card for free, which will help you receive discounts of up to 80% on most prescription drugs (at most U.S-based pharmacies). No limits or hidden fees.
- Giving Assistant – Don't do any online shopping without first checking Giving Assistant. You'll find discount codes and online sales for more than 3,000 retailers while also supporting charities. You can save money and earn cash back with Giving Assistant by signing up to become a Savvy Shopper for FREE. You can also upgrade to become a Power Shopper for only $5.99 a year and earn twice as much cash back. When it's time to redeem your cash back, you can bank the money yourself or donate it to a charity of your choice.
- Ibotta – Earn cash back when grocery shopping by using Ibotta. Simply browse Ibotta's rebate offers before heading to the store and select the offers you wish to use. When you return home, redeem your rebates by uploading a photo of your receipt. Ibotta will credit the savings to your account. You'll receive $10 just for signing up.
- InboxDollars – You can get paid to open your email with InboxDollars. Earn cash rewards for completing every-day online activities, such as reading emails, taking surveys, and playing games. Earn extra money by signing up and completing special offers. When you reach $30, you can withdraw your earned income.
- GasBuddy – Gas prices are constantly changing. GasBuddy provides pricing for gas stations in your area to help you comparison shop and find the best gas prices. Prices are verified by app users, providing you with an accurate price before you head to the station. You can earn cash back or save at the pump when you sign up to pay with GasBuddy. Swipe your GasBuddy card as you would a credit card and watch the savings!
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- Groupon – Enjoy discount deals in your local area on everything from experiences and restaurant outings to household items and personal toiletries. Connecting subscribers with local merchants, Groupon offers items at a fraction of the retail price.
- Flipp – Browse advertisements for major retailers such as Walmart, Target, Kroger, Macy's and Dollar General on your smartphone device. Flipp updates weekly, providing you with the latest circulars and flyer deals.
- Craigslist – A community board filled with classified ads, Craigslist has various categories to help you find what you need. These sections include jobs, housing, for sale, items wanted, services, gigs and more. There is even a free section, where you can score items that individuals need to get rid of.
- Coupons.com – Find deals on anything imaginable at coupons.com. These free printable coupons replace your local newspaper coupons, and even better — it's not limited to just one. You can also find cashback offers on local restaurants.
- Credit Karma – Research shows people who track their finances closely are more likely to save money than those who don't. One of the easiest ways to save money is to have a good credit score and credit report. With Credit Karma, you can track your credit score for free and also receive customized financial offers based on your score.
- Amazon Subscribe & Save – Set it and forget it with Amazon Subscribe & Save. Amazon Prime members save up to 15% and receive free shipping on thousands of products including vitamins, laundry detergent, cleaning supplies and more. When you subscribe, you'll receive automatic deliveries of your favorite products. If you need to skip an order or cancel, you can do so at any time.
GET MOTIVATED TO GET YOUR FINANCES IN SHAPE
While out on disability, you may have more time than normal to catch up on some reading. Check out the following blogs to help inspire you to save, provide you with actionable steps, and connect you with other financial resources.
- Squawkfox – Blogger Kerry Taylor shares her best money tricks and tips. As a financial journalist, Taylor is committed to helping her readers reduce debt, increase savings, earn more money, invest funds and reach financial independence.
- Don't Mess with Taxes – A lot can go wrong (and sometimes right) with your taxes. Learn how to handle tax scams, make tax exemptions, and more. From round-ups to deep dives on tax topics, blogger Kay Bell has you covered.
- Financial Samurai – Dive deep into wealth and learn more about how you can plan for life's emergencies, as well as build a long-term strategy to bring in more money. You'll also find honest reviews on financial products to help you with your decision making before making a commitment.
- Budgets Are Sexy – Blogger J. Money shares his personal experiences and provides tips on saving money, building your net worth, saving for retirement and more. As evidenced by the title, you'll receive budgeting advice to help build your confidence in making financial decisions.
- Mr. Money Mustache – Want to improve your home? Looking for ways to retire early? Mr. Money Mustache has hundreds of blogs on personal finance written with quirk and humor for hours of entertainment. Blogger Peter Adeney retired from his job as a software engineer at the age of 30, and now he empowers others to do the same!
- Frugal Rules – You can be financially free AND frugal. Frugal Rules shares tips from multiple bloggers on how to tackle financial setbacks, pay off debt, create a budget and more. Learn the importance of value-based spending by checking out a few blog posts to boost your financial independence.
- Cash Money Life – Receive detailed, actionable guides on how to manage your money. Lead blogger Ryan Guina shares his personal finance journey, providing guidance on financial situations he has encountered.
- Penny Hoarder – Learn money hacks and budgeting tips, while gaining access to coupons and freebies. One of the most-frequented personal finance websites, you'll find relatable, easy-to-digest content throughout Penny Hoarder.
With the 20 websites listed above, you can make a challenging time a bit less daunting by finding ways to save money or increase income. You can dive in by using a revenue-generating website or passively gain motivation and tips by reading a few blog posts.
Make sure to also read these tips on how to get by while on disability.
NOW IT'S YOUR TURN!
What have you found to be your biggest obstacle to saving or earning money while disabled? Share below!
THIS ARTICLE WAS CONTRIBUTED BY GIVINGASSISTANT.ORG. Giving Assistant is a B Corp certified cashback website that helps users save money on every purchase they make. Users can either keep the cashback or give it to any of the 1.2 million nonprofit and charitable organizations.